I would suggest a high deductible medical plan. Health Savings Account plans are very inexpensive, and have some very attractive tax savings features (they are double tax free). You can use those tax free savings for dental and vision. Currently, I save a bundle using my debit card to buy drugs and glasses on-line. At your age, you may find that a plan with a low deductible is not that much more expensive. Remember, however, that many individual plans have premiums that increase twice a year, so those costs will go up pretty quickly. Most of my clients end up being happier with a lower cost, low deductible over the long run, unless they are doing high risk stuff, like skiing, or riding a motorcycle, etc. If you save money on your medical, look into a disability insurance plan. Protecting your ability to earn money is very important. A disability may cause you to have to fall back on parents and family for support, which is always awkward and impractical. Dental plans vary a lot in quality, and can be a real waste, unless you are working with an expert health agent. There are lots of them out there. Try looking one up in your area using; which is an industry group of top health agents.
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