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No query more than the many years there continues to be numerous questionable tax reduction schemes. I've been thinking about the Mission Life/COIP shelter. Tax shelters are permitted below Canadian Law and at initial "sniff" this appears to comply using the law. That stated CRA will no doubt possess a go. An more than riding theme within this forum appears to become the belief that CRA make tax law. They don't, although they do really feel they've that correct. CRA merely administers the tax act. The government tends to make the law, the courts interpret it, the CRA administers it. CRA likes to place out "interpretation bulletins" Ironically these interpretations might be completely various, around the exact same topic depending around the regional office that place it out. I've actually won a victory (admittedly on a little quantity) when I pointed out an interpretation that differed from a various region. It's fascinating (sad really) that CRA auditors are paid a bonus on "extra" cash they collect. In other words they're motivated to wring the most they are able to from us, by utilizing these interpretations and refering to them as "the Law" They send letters demanding payment adding large intrest and penelty charges within the hopes you cave and spend. You only need to appear at earlier posts to see the fear and worry.
Now I am not promoting this COIP or any other shelter however the attitude of.just purchase your RRSP and spend us the rest like a great small Canadian least we've to threaten you truly is....so Canadian. Do not purchase into these issues in the event you do not wish to, but do that simply because you've carried out the homework, not simply because CRA might not like it, of course they do not like it, they do not like us to possess any of our cash., john harold browne,  , john harold browne,  >:]],

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